We assume credit card identity theft only happens to those technically-inclined individuals purchasing items online – how wrong we are to assume.
A woman cleans her purse of non-essentials tossing old credit card receipts into the trash bag; it contains her credit card number and her signature. A man gladly allows his travel agency to keep his personal credit card number on file for future use; someone impersonating him calls up and orders airline tickets. A couple, preparing to move to a new home begins clearing out old personal papers, tossing them into a bag without shredding it. Little do they know once they remove from their home and place the trash onto the sidewalk for pickup it becomes personal property – available for any thief to retrieve?
It comes as no surprise that credit card identify theft is still flourishing and on the rise. We practically call the thieves over to us and hand them our information. We use credit cards so often it becomes impossible to trip up sometimes and reveal too much information to the wrong person.
The Internet has become an advantage for consumers who enjoy shopping at home and a windfall for thieves and hackers who know the weaknesses of security features online. And with every new technological feature thought up to stop an online thief there’s another one out there working to break down the new feature and amass a new windfall.
Credit card identity theft can be halted and you can protect yourself but there are so many unique methods to steal and newer ones popping up each month. The common scams may be easier to ward off but who has the time these days to safeguard personal information from every known and new credit card identity theft crime out there?
Paying a small fee to a company to watch over your identity is well worth it. We pay insurance to cover our vehicles and insurance to cover our homes but what about you’re personal identity and the headaches that will follow?
While there are many to choose from, Trusted ID has some benefits that stand out. The identity threat score ask questions to gauge your threat and gives advice on what you can change to minimize your daily risk. They also have a $1,000,000 insurance coverage plan for out-of-pocket expenses, just in case someone was to breach their security plan.
Just think; credit card identity theft happens every day to those who said “not me” and wouldn’t acknowledge any risk. It’s such a widespread crime and although you may not be held personally responsible your credit will suffer and will take years to remove those negative marks from your credit report.
The good news is, credit card identity theft is preventable and you can do something about it before it begins.
By: Greg Mckeon About the Author:
Greg McKeon is an expert on
identity protection services after having been victimized in 2007. He is also a contributing writer for the popular
identity theft site, IDProtectionGuide where you can read the latest reviews on the
best credit monitoring services including a detailed
TrustedID review.
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