Comments on: Do I have a credit report ? I am 16 and lost my social security card? http://theidentitytheftcenter.com/identity-theft/do-i-have-a-credit-report-i-am-16-and-lost-my-social-security-card Answers to all your questions about identity theft. Fri, 10 Sep 2010 12:41:35 +0000 http://wordpress.org/?v=2.9.2 hourly 1 By: djbutt3rfly http://theidentitytheftcenter.com/identity-theft/do-i-have-a-credit-report-i-am-16-and-lost-my-social-security-card/comment-page-1#comment-2913 djbutt3rfly Thu, 04 Feb 2010 04:15:48 +0000 http://theidentitytheftcenter.com/identity-theft/do-i-have-a-credit-report-i-am-16-and-lost-my-social-security-card#comment-2913 You are smart to consider your credit at this time. Many times credit card companies and other sources need more then just a credit card number and your name, but if you are worried about someone stealing your credit, sign up at a website like Triple Alert (Website Below- I use this, this is great) or myFico and sign up for their monitoring service. If something comes up on the credit monitor, you can immediately dispute or contest the charge with the specific credit agency. If you catch it fast, it's fairly easy to get off if you can prove it wasn't you. Just because you are young (16) does NOT mean that you your identity can not be stolen. An extreme situation; in high school I once had a friend whose Mom had bad credit and she used his credit record to get credit cards and an apartment, etc and now he is responsible for these debts when he turned 18. Good luck, I hope you're credit is safe! You are smart to consider your credit at this time. Many times credit card companies and other sources need more then just a credit card number and your name, but if you are worried about someone stealing your credit, sign up at a website like Triple Alert (Website Below- I use this, this is great) or myFico and sign up for their monitoring service.

If something comes up on the credit monitor, you can immediately dispute or contest the charge with the specific credit agency. If you catch it fast, it’s fairly easy to get off if you can prove it wasn’t you.

Just because you are young (16) does NOT mean that you your identity can not be stolen. An extreme situation; in high school I once had a friend whose Mom had bad credit and she used his credit record to get credit cards and an apartment, etc and now he is responsible for these debts when he turned 18.

Good luck, I hope you’re credit is safe!

]]> By: Kip http://theidentitytheftcenter.com/identity-theft/do-i-have-a-credit-report-i-am-16-and-lost-my-social-security-card/comment-page-1#comment-2912 Kip Tue, 02 Feb 2010 06:19:24 +0000 http://theidentitytheftcenter.com/identity-theft/do-i-have-a-credit-report-i-am-16-and-lost-my-social-security-card#comment-2912 Do you own any CC? Do you have a bank account? Do you pay utilities? Do you have a car payment? if you answered no to one or all of these questions. You don't even have credit. Do you own any CC? Do you have a bank account? Do you pay utilities? Do you have a car payment? if you answered no to one or all of these questions. You don’t even have credit.

]]> By: M.HardyFan#1WWERocks!! http://theidentitytheftcenter.com/identity-theft/do-i-have-a-credit-report-i-am-16-and-lost-my-social-security-card/comment-page-1#comment-2911 M.HardyFan#1WWERocks!! Tue, 02 Feb 2010 00:30:03 +0000 http://theidentitytheftcenter.com/identity-theft/do-i-have-a-credit-report-i-am-16-and-lost-my-social-security-card#comment-2911 You should tell your parents and have them call the Social Security people to cancel your card. Talk about credit! Kids about 9 years old have had their identity's stolen. Call to cancel or change your number right now and if you find your card later after you got a new one burn it or something. Although you are a minor they can still use your SSN Number to get Credit Cars and use them. You should tell your parents and have them call the Social Security people to cancel your card. Talk about credit! Kids about 9 years old have had their identity’s stolen. Call to cancel or change your number right now and if you find your card later after you got a new one burn it or something. Although you are a minor they can still use your SSN Number to get Credit Cars and use them.

]]> By: jaidens_dad http://theidentitytheftcenter.com/identity-theft/do-i-have-a-credit-report-i-am-16-and-lost-my-social-security-card/comment-page-1#comment-2910 jaidens_dad Sat, 30 Jan 2010 09:08:21 +0000 http://theidentitytheftcenter.com/identity-theft/do-i-have-a-credit-report-i-am-16-and-lost-my-social-security-card#comment-2910 Yes, you should worry. Call the three major bureaus (equifax, experian, and transunion) and explain the situation. They should put a "hawk alert" which prevents any new credit being opened with that name and number. If they don't currently have a credit file on you, they should be able to prevent one from being opened. To the response below me, you cannot cancel a Social Security card or number - it is yours for life, and there is no provision for getting a new one. This is why identity theft is such a hassle to fix. Yes, you should worry. Call the three major bureaus (equifax, experian, and transunion) and explain the situation. They should put a “hawk alert” which prevents any new credit being opened with that name and number. If they don’t currently have a credit file on you, they should be able to prevent one from being opened.

To the response below me, you cannot cancel a Social Security card or number – it is yours for life, and there is no provision for getting a new one. This is why identity theft is such a hassle to fix.

]]> By: blueeyes http://theidentitytheftcenter.com/identity-theft/do-i-have-a-credit-report-i-am-16-and-lost-my-social-security-card/comment-page-1#comment-2909 blueeyes Thu, 28 Jan 2010 13:32:13 +0000 http://theidentitytheftcenter.com/identity-theft/do-i-have-a-credit-report-i-am-16-and-lost-my-social-security-card#comment-2909 Yes you should worry. I woud check your credit report and make sure its ok. You are only 16 but people could still use your identity. Go to annualcreditreport.com and check it out. Yes you should worry. I woud check your credit report and make sure its ok. You are only 16 but people could still use your identity. Go to annualcreditreport.com and check it out.

]]> By: Blushn4Ya http://theidentitytheftcenter.com/identity-theft/do-i-have-a-credit-report-i-am-16-and-lost-my-social-security-card/comment-page-1#comment-2908 Blushn4Ya Wed, 27 Jan 2010 09:25:49 +0000 http://theidentitytheftcenter.com/identity-theft/do-i-have-a-credit-report-i-am-16-and-lost-my-social-security-card#comment-2908 i'd call your local social security office/courthouse and ask someone there. i'd guess you're safe, but you never know. good luck! i’d call your local social security office/courthouse and ask someone there. i’d guess you’re safe, but you never know. good luck!

]]> By: WhAt? http://theidentitytheftcenter.com/identity-theft/do-i-have-a-credit-report-i-am-16-and-lost-my-social-security-card/comment-page-1#comment-2907 WhAt? Mon, 25 Jan 2010 02:51:23 +0000 http://theidentitytheftcenter.com/identity-theft/do-i-have-a-credit-report-i-am-16-and-lost-my-social-security-card#comment-2907 someone can steal your identity someone can steal your identity

]]> By: Little Tyme http://theidentitytheftcenter.com/identity-theft/do-i-have-a-credit-report-i-am-16-and-lost-my-social-security-card/comment-page-1#comment-2906 Little Tyme Sun, 24 Jan 2010 11:15:52 +0000 http://theidentitytheftcenter.com/identity-theft/do-i-have-a-credit-report-i-am-16-and-lost-my-social-security-card#comment-2906 No you should not worry about credit card fraud because you are not even old enough to get a credit card. And no you prolly dont have a credit report yet, No you should not worry about credit card fraud because you are not even old enough to get a credit card. And no you prolly dont have a credit report yet,

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